Affordable Dental Insurance Plans | Humana (2024)

Humana complies with all applicable federal civil rights laws and does not discriminate on the basis of race, color, national origin, ancestry, religion, sex, marital status, gender, gender identity, sexual orientation, age, or disability. We also provide free language interpreter services. See our full accessibility rights information and language options.

1 DISCOUNT ONLY – NOT INSURANCE. Discounts are only available at participating providers. The range of discounts will vary based upon participating provider chosen to provide services. Retail prices may vary by location. Humana does not make payment for these services. You are obligated to pay for all services received and you will receive a discount from the participating provider. A list of participating providers is available upon request.

Dental PPO Plans are not offered in all states.

This plan provides benefits for contracted and non-contracted dentists. Non-contracted dentists have not agreed to provide services at contracted fees. If a member sees a non-contracted dentist their out of pocket costs may be higher than that charged by contracted dentists.

“Humana” is the brand name for plans, products and services provided by one or more of the subsidiaries and affiliate companies of Humana Inc. (“Humana Entities”). Plans, products, and services are solely and only provided by one or more Humana Entities specified on the plan, product, or service contract, not Humana Inc. Not all plans, products, and services are available in each state.

Medical Plans

Humana group medical plans are offered by Humana Medical Plan, Inc., Humana Employers Health Plan of Georgia, Inc., Humana Health Plan, Inc., Humana Health Benefit Plan of Louisiana, Inc., Humana Health Plan of Ohio, Inc., Humana Health Plans of Puerto Rico, Inc. License # 00235-0008, Humana Wisconsin Health Organization Insurance Corporation, or Humana Health Plan of Texas, Inc., or insured by Humana Health Insurance Company of Florida, Inc., Humana Health Plan, Inc., Humana Health Benefit Plan of Louisiana, Inc., Humana Insurance Company, Humana Insurance Company of Kentucky, or Humana Insurance of Puerto Rico, Inc. License # 00187-0009, or administered by Humana Insurance Company or Humana Health Plan, Inc. For Arizona residents, plans are offered by Humana Health Plan, Inc. or insured by Humana Insurance Company. Administered by Humana Insurance Company.

Go365® is not an insurance product. Not available with all Humana health plans.

Individual Dental and Vision Plans

Humana Individual dental and vision plans are insured or offered by Humana Insurance Company, HumanaDental Insurance Company, Humana Insurance Company of New York, The Dental Concern, Inc., CompBenefits Insurance Company, CompBenefits Company, CompBenefits Dental, Inc., Humana Employers Health Plan of Georgia, Inc., Humana Health Benefit Plan of Louisiana, Inc., Discount plans offered by HumanaDental Insurance Company or Humana Insurance Company. For Arizona residents: Insured by Humana Insurance Company. For New Mexico residents: Insured by Humana Insurance Company. For Texas residents: Insured or offered by Humana Insurance Company, HumanaDental Insurance Company or DentiCare, Inc (d/b/a Compbenefits).

In states, and for products where applicable, the premium may include a $1 administrative fee. If you have purchased an association plan, an association fee may also apply. Some plans may also charge a one-time, non-refundable enrollment fee. (This fee is non-refundable as allowed by state).

A minimum one-year, initial contract period may be required for some dental and vision plans, excluding Dental Savings Plus

Group Dental and Vision Plans (Insurance through your employer )

Humana group dental plans are offered by Humana Insurance Company, HumanaDental Insurance Company, Humana Insurance Company of New York, Humana Health Benefit Plan of Louisiana, The Dental Concern, Inc., Humana Medical Plan of Utah, CompBenefits Company, CompBenefits Insurance Company, CompBenefits Dental, Inc., Humana Employers Health Plan of Georgia, Inc., or DentiCare, Inc. (DBA CompBenefits).

Humana group vision plans are offered by Humana Insurance Company, HumanaDental Insurance Company, Humana Health Benefit Plan of Louisiana, Humana Insurance Company of Kentucky, Humana Insurance Company of New York, CompBenefits Insurance Company, CompBenefits Company, or The Dental Concern, Inc.

New Mexico: Humana group dental and vision plans are insured by Humana Insurance Company.

Life Insurance Plans

Humana group life plans are offered by Humana Insurance Company or Humana Insurance Company of Kentucky.

Limitations and exclusions

Our health benefit plans, dental plans, vision plans, and life insurance plans have exclusions, limitations and terms under which the coverage may be continued in force or discontinued. Our dental plans, vision plans, and life insurance plans may also have waiting periods. For costs and complete details of coverage, call or write Humana or your Humana insurance agent or broker.

Individual applications are subject to eligibility requirements.

Before applying for group coverage, please refer to the pre-enrollment disclosures for a description of plan provisions which may exclude, limit, reduce, modify or terminate your coverage. View plan provisions or check with your sales representative.

For group plans, please refer to your Benefit Plan Document (Certificate of Coverage/Insurance or Summary Plan Description/Administrative Services Only) for more information on the company providing your benefits.

Statements in languages other than English contained in the advertisem*nt do not necessarily reflect the exact contents of the policy written in English, because of possible linguistic differences. In the event of a dispute, the policy as written in English is considered the controlling authority.

Affordable Dental Insurance Plans | Humana (2024)

FAQs

What is the best insurance to have for dental? ›

Compare the Best Dental Insurance Companies Ratings
Our expert takeInsurance companyForbes Advisor Rating
Best OverallAnthem5.0
Good Price for Benefits ProvidedGuardian4.5
Good for No Waiting PeriodsAmeritas4.0
Good for No DeductibleCigna Dental4.0
3 more rows
3 days ago

Which type of dental plan is the most common? ›

Dental Preferred Provider Organization (PPO) Plans

Dental PPOs are the most common dental policy. The NADP reports that 82 percent of dental policies are dental PPOs.

How much is dental insurance in America per month? ›

How much does dental insurance cost? Dental insurance premiums typically range between $25 and $50 per month.

How much is most dental insurance? ›

  • The average dental insurance policy with comprehensive coverage costs $52 a month, according to our analysis. A preventive care plan costs an average of $26 a month.
  • Examples of Dental Insurance Deductibles.
  • Examples of Dental Insurance Coinsurance.
  • Examples of Dental Insurance Annual Maximums.

Why is dental work so expensive even with insurance? ›

You also often have to pay coinsurance, a percentage of the cost of treatment even after you have met your deductible. When you factor in deductibles, copayments and premiums, dental treatment can be expensive even if you have insurance, and it's not always clear if coverage is worth it.

What is the difference between indemnity and PPO dental insurance? ›

As mentioned above, indemnity insurance plans allow you to use the dentist of your choice, but PPO and HMO plans limit you to dentists in their networks. Your dentist may or may not be in the network, but if you don't mind using a new dentist, a PPO or HMO might fit your needs.

What is the most common insurance plan? ›

Preferred provider organization (PPO) plans

The preferred provider organization (PPO) plan is the most common health insurance coverage that employers offer. According to the KFF1, 49% of surveyed individuals with an employer-sponsored plan have a PPO.

What is the difference between PPO and EPO dental plans? ›

You must stay within the network providers for the EPO and PPO for full coverage. A PPO offers more flexibility with limited coverage or reimbursem*nt for out-of-network providers. An EPO is more restrictive, with less coverage or reimbursem*nt for out-of-network providers.

Is aflac dental worth it? ›

Dental insurance is worth it if you are looking for additional support for minor and major dental procedures. With an Aflac dental insurance plan, the costs of cleanings, crowns, bridges, and implants can be significantly minimized. For some of our basic and preventative services, there is little to no waiting period.

Which state has the most expensive dental care? ›

The average out-of-pocket cost to visit a dentist in Alaska is $153.74, the highest of any state, according to data from personal finance website WalletHub. The data was collected as part of the site's "2023's Best & Worst States for Health Care" ranking, which was published July 31.

How much does the average American spend on dental insurance? ›

According to a recent study, in 2020, the average annual expenditure on dental care insurance in the United States was $128.75 per person. Dental deductibles are usually much lower than the deductibles for major medical coverage, and they typically pay between 50% to 100% of the cost for covered dental services.

Which dental insurance is best for braces? ›

Compare the Best Dental Insurance Companies for Braces
CompanyOrthodontic Coverage in Year 1Deductible
Delta Dental Best Overall50%$50 (annual)
Anthem Best for No Waiting Period50%$150 (lifetime)
Spirit Best Overall Costs10%$0
Delta Dental HMO Best HMORequires $2,800 copay for adults, $2,600 for children$0

What dental plan is the best in California? ›

Top Dental Insurance Companies in California:
  • Delta Dental of California. Pros: Delta Dental is a well-established and widely recognized dental insurance provider. ...
  • Anthem Blue Cross. ...
  • MetLife Dental. ...
  • Guardian Life Dental. ...
  • Aetna Dental. ...
  • UCLA Dental.

Which dental insurance has the highest annual maximum? ›

Dental Plans with High Maximum Benefit Disrupting Insurance...
  • NCD Complete by MetLife ($10,000 maximum benefit)
  • Humana Extend 5000 ($5,000 maximum benefit)
  • NCD Nationwide 5000 Plan ($5,000 maximum benefit)
  • Delta Dental Immediate Coverage Plan ($3,000 maximum benefit)
Aug 29, 2023

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